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Janice Low at Gyeongbokgung Palace in Seoul

About me

Hi, I'm Janice.

Before financial advisory, I spent 6 years in human resources. I sat with people through new jobs, promotions, career changes and new chapters in life, and I noticed how often money decisions sat quietly in the background, causing stress.

That's why I moved into advisory with SG Alliance: to help people make those decisions with clarity instead of guesswork. Within my first six months, I qualified for the Million Dollar Round Table (MDRT 2026), a recognition I value mostly because of the trust my clients placed in me so early on.

When I'm not planning, I'm probably travelling. The photo is from Gyeongbokgung Palace in Seoul. To me, good planning is what makes moments like that possible.

6 yrs

in human resources

MDRT 2026

within 6 months

SG Alliance

my firm

How I work

Planning that feels like a conversation.

  1. Listen first

    We start with your story: what you're working towards, what worries you, and what you already have.

  2. Make it clear

    I explain options in plain language, including the trade-offs, so you can decide with confidence.

  3. Plan for real life

    Recommendations are based on your needs, budget and timeline, not a sales target.

  4. Stay in touch

    Life changes. We review your plan regularly so it keeps up with you.

The best time to have a clear plan is before you need one.